Terms and Conditions

Welcome to Ark Investments. By accessing this website or engaging with our services, you agree to be bound by the following Terms and Conditions. Please read them carefully, as they govern your relationship with us and the use of our investment platform.

1. About Us

Ark Investments operates under the Ark Invest UCITS ICAV, which is authorised and regulated by the Central Bank of Ireland, under firm reference number C193010. We specialise in providing regulated, euro-denominated fixed-income investment opportunities.

2. Investment Risk Disclaimer

All investments involve an element of risk. Although Ark Investments strives to offer opportunities with conservative risk profiles — including allocations backed by reputable counterparties and, in some cases, eligible under the Deposit Guarantee Scheme (DGS) — capital is not guaranteed, and values may fluctuate.
Past performance does not guarantee future outcomes, and investors should ensure that any decision aligns with their financial objectives and risk appetite.

3. Responsibilities of the Client

You confirm that any information provided to Ark Investments is true, accurate, and complete. It is your responsibility to:

• Review all product documentation prior to investing

• Ensure that any investment you make is suitable for your financial circumstances

• Promptly notify us of any changes to your personal or contact information

4. No Personalised Financial Advice

Information made available through our website, email, or verbal communications is provided for general informational purposes only and does not constitute personalised financial, legal, tax, or investment advice.
We recommend that all prospective clients seek guidance from an appropriately authorised independent financial adviser prior to making any investment decision.

5. Fees and Charges

All applicable fees, commissions, and charges related to your investment will be disclosed in writing before any transaction takes place. Ark Investments maintains a policy of complete fee transparency and will ensure all costs are outlined clearly within product documentation or during broker discussions.

6. Data Protection and Privacy

Your personal data will be collected and processed in accordance with our Privacy Policy, in full compliance with the General Data Protection Regulation (GDPR) and other applicable data protection laws.
We implement appropriate technical and organisational measures to protect your data, and we will never sell or misuse your personal information.

7. Know Your Customer (KYC) & Anti-Money Laundering (AML) Compliance

As a regulated investment firm, Ark Investments is fully committed to preventing money laundering, terrorist financing, and other financial crimes.
In line with Irish and EU regulatory obligations, all clients are required to complete a KYC process before engaging in any investment activity. This includes providing verified identification documents, proof of address, and (where applicable) information about the source of funds.
We reserve the right to:

• Decline an application or transaction if adequate documentation is not provided

• Suspend or terminate client relationships in the event of suspicious activity
  All client activity is subject to ongoing AML monitoring and reporting obligations under Irish law.

8. Limitation of Liability

To the fullest extent permitted by law, Ark Investments shall not be liable for any direct, indirect, or consequential losses arising from:

• The use of our website or digital platforms

• Investment decisions based on our materials

• Service interruptions or technical issues beyond our control
  This does not affect your statutory rights under Irish consumer and financial services law.

9. Amendments to These Terms

We reserve the right to revise or update these Terms and Conditions at any time. Any such updates will be posted on our website, and your continued use of our services constitutes acceptance of the updated terms.

10. Cross-Border Jurisdiction & Operational Structure Statement

Ark Investments is a regulated investment firm authorised by the Central Bank of Ireland (Firm Reference: C193010), specialising in euro-denominated fixed-income products. We operate in full compliance with applicable European Union financial regulations, including MiFID II, the PRIIPs Regulation, the Deposit Guarantee Scheme Directive, and all related cross-border governance requirements.

Our registered head office is located in Dublin, Ireland. This address is used exclusively for regulatory registration and statutory oversight purposes, and does not serve as an operational office. All day-to-day business activity — including client onboarding, account servicing, and fixed-income operations — is conducted from our operational office in Belfast, Northern Ireland. This structure allows Ark Investments to remain compliant with both UK and EU regulatory frameworks, enabling us to offer a broader and legally appropriate range of investment products to clients across both jurisdictions.

We confirm that Ark Investments has no affiliation whatsoever with ARK Invest, a U.S.-based investment firm focused on equity strategies, nor with Arkios Wealth Management. We do not claim association with these entities in any capacity. Any similarity in name is purely coincidental.

Clients may request confirmation of our authorisation status, Legal Entity Identifier (LEI) registration, or direct access to the Central Bank of Ireland’s public register at any time.

These Terms and Conditions shall be governed by the laws of the Republic of Ireland, and any disputes arising shall be subject to the exclusive jurisdiction of the Irish courts.